Why do you need a Personal Loan?
When you take out a loan with our chosen service provider you’ll deal with an authorised Financial Services provider, with many years of experience in the financial services industry. They support responsible lending, so if your loan application is approved, you’ll only be approved for an amount that you can afford comfortably. They’ll do their utmost to give you the best offer that they possibly can.
All our Service Providers Personal Loans are unsecured. They won’t ask you to use your car, home or any other asset as collateral. And you can use your loan for anything you want.
For your security and peace of mind, all loans are subject to the National Credit Act of 2005. Keep in mind, they consider all loan applications and every application is subject to credit approval.
Your loan will include a Personal Protection Plan, which settles your outstanding balance in the event of your death, permanent disability or certain dreaded diseases, as well as limited cover for temporary disability and retrenchment. You can substitute the Personal Protection Plan with a policy of your choice, provided the cover offered is equivalent.
- It is quick and straightforward to apply for a loan through our online application.
- A consultant will contact you once a credit check has been processed.
- Your repayments are fixed at our service providers current interest rate for the full term of your loan. They never go up – no matter how much interest rates do.
- Repayments are over a term from 24 months up to 6 years.
- Your money could be in your bank account within 48 hours.
What will you need to apply for a loan?
- A good credit record
- A regular monthly income of at least R5 000
- The details of your bank account into which your salary is paid
What documents do you need when you apply for a loan?
- A clear copy of your South African ID
- A recent document confirming your residential address
- Up to 3 months’ recent bank-generated PDF statements or payslips as proof of income
What can I use my personal loan for?
A personal loan is paid directly into your bank account and the money can be used for any needs you may have. Whether you’re looking to do home renovations, upgrade your electronics or take a break overseas, a personal loan offers a flexible solution.
What do you get with a Personal Loan?
Our Financial Services Provider supports responsible lending, so if your application is approved, you’ll only be approved for an amount that you can afford comfortably. They will do their utmost to give you the best offer that they possibly can.
Because Personal Loans are unsecured this means that they won’t ask you to use your car, home or any other asset as collateral. To apply for a loan is quick and you can also use your loan for anything you want
For your security and peace of mind, all our service provider loans are subject to the National Credit Act of 2005. Keep in mind, we consider all loan applications and every application is subject to credit approval.
Your loan will include a Personal Protection Plan, which settles your outstanding balance in the event of your death or permanent disability. This plan also offers some cover for temporary disability and retrenchment – and the level of your cover will be based on your risk profile. You can substitute the Personal Protection Plan with a policy of your choice, provided the cover offered is equivalent.
- Description
-
When you take out a loan with our chosen service provider you’ll deal with an authorised Financial Services provider, with many years of experience in the financial services industry. They support responsible lending, so if your loan application is approved, you’ll only be approved for an amount that you can afford comfortably. They’ll do their utmost to give you the best offer that they possibly can.
All our Service Providers Personal Loans are unsecured. They won’t ask you to use your car, home or any other asset as collateral. And you can use your loan for anything you want.
For your security and peace of mind, all loans are subject to the National Credit Act of 2005. Keep in mind, they consider all loan applications and every application is subject to credit approval.
Your loan will include a Personal Protection Plan, which settles your outstanding balance in the event of your death, permanent disability or certain dreaded diseases, as well as limited cover for temporary disability and retrenchment. You can substitute the Personal Protection Plan with a policy of your choice, provided the cover offered is equivalent.
- Benefits and Features
-
- It is quick and straightforward to apply for a loan through our online application.
- A consultant will contact you once a credit check has been processed.
- Your repayments are fixed at our service providers current interest rate for the full term of your loan. They never go up – no matter how much interest rates do.
- Repayments are over a term from 24 months up to 6 years.
- Your money could be in your bank account within 48 hours.
- FAQ
-
What will you need to apply for a loan?
- A good credit record
- A regular monthly income of at least R5 000
- The details of your bank account into which your salary is paid
What documents do you need when you apply for a loan?
- A clear copy of your South African ID
- A recent document confirming your residential address
- Up to 3 months’ recent bank-generated PDF statements or payslips as proof of income
What can I use my personal loan for?
A personal loan is paid directly into your bank account and the money can be used for any needs you may have. Whether you’re looking to do home renovations, upgrade your electronics or take a break overseas, a personal loan offers a flexible solution.
What do you get with a Personal Loan?
Our Financial Services Provider supports responsible lending, so if your application is approved, you’ll only be approved for an amount that you can afford comfortably. They will do their utmost to give you the best offer that they possibly can.
Because Personal Loans are unsecured this means that they won’t ask you to use your car, home or any other asset as collateral. To apply for a loan is quick and you can also use your loan for anything you want
For your security and peace of mind, all our service provider loans are subject to the National Credit Act of 2005. Keep in mind, we consider all loan applications and every application is subject to credit approval.
Your loan will include a Personal Protection Plan, which settles your outstanding balance in the event of your death or permanent disability. This plan also offers some cover for temporary disability and retrenchment – and the level of your cover will be based on your risk profile. You can substitute the Personal Protection Plan with a policy of your choice, provided the cover offered is equivalent.
- Apply Now
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Important Notice
- I understand that Ubuntu Connect is not a financial services provider and that all the content provided on this site is for informational purposes only, to facilitate the application process and in no way constitutes legal or financial advice.
- Your application for a loan remains subject to approval in-terms of our Credit Providers qualifying criteria and the provisions contained in the National Credit ACT, 34 of 2005. Our Credit Providers are an Authorised Financial Service Provider and have always promoted responsible lending whilst always being compliant with the National Credit Act.