What makes a millionaire? Below are some characteristics that all millionaires have in common. They: Work very hard and often spend 16 hours a day, six days a week working. Are conscious of time. Time means money and they will often spend time on the phone while being chauffeured from one meeting to another. Have…
How to attract and increase money in your life A famous poet once wrote, “Most people live lives of quiet desperation” – always having just enough money to barely survive, and often not even that. Is this true for you? Do you realise that this situation is an unconscious choice you made as a result…
The chances of winning the lotto or becoming an heir to a great fortune are slim, so unless you are extremely lucky you will have to make your own fortune in life. Not everyone defines wealth in the same way. To some, financial independence is the ability to cover expenses and go on holiday twice…
Cyber security is the practice of defending computers, servers, mobile devices, electronic systems, networks, and data from malicious attacks. Here we will discuss phishing as a cyber crime and how to be aware and defend yourself against phishing attacks What is Phishing? Phishing is a form of cyber crime and type of social engineering where…
Your clients can access funds from their existing home loan in many ways. It would depend on their personal circumstances and financial goals, but here are the three ways in which they could use their bond. 1. Further Advance A further advance, also known as a further loan, is an additional amount, over and above…
Are you looking to replace your current desktop or laptop? You don’t have to rush out and order the latest notebook or desktop. You can buy a used, pre-owned, or refurbished PC. Depending on your needs, refurbished computers can be an excellent way save money. In most cases you can get a computer that essentially…
Investors who purchase commercial or industrial property will almost invariably need to approach their bank for commercial property finance. Even “cash buyers” tend to use banks to enhance their returns by adding an element of gearing. This is according to Andre Theron, a director at Baker Street Properties in Cape Town specialising in commercial property…
Apple was born in a garage in 1976 as a modest entrepreneurial venture started by Steve Jobs. The road that Steve had travelled from those humble beginnings to creating the wealthiest company in the world can teach entrepreneurs a great deal about what it takes to succeed. I’d like to share the top ten lessons…
Cash flow and profit may seem to be the same but they are not. They’re closely linked and of equal importance. Profits generate cash, and losses consume cash, so if your company makes ongoing losses it will run out of money and be unable to pay its bills. You will then have to inject more…
Finding the right name for your business can be crucial to its success. If you’ve got a boring, vague name, then you might repel potential customers. When it comes down to it, there are some major do’s and don’ts that go along with naming your company. For starters, keep things simple and short – a long name can confuse…